Stamp Duty & Registration Calculator
Estimate the stamp duty, registration and cess you'll pay when buying property in Bangalore, Karnataka. These are one-time charges on top of the property price — budget for them early.
Indicative estimate (last reviewed August 2026). Stamp duty is charged on the higher of your price or the government guidance value, and exact cess/surcharge can vary. Always confirm on the Karnataka Kaveri Online portal or with your advisor before budgeting.
Understanding Karnataka stamp duty
Stamp duty is a state tax you pay to legally register your property, and registration is the fee to record the transaction. In Karnataka these are charged on the higher of your sale price or the government guidance value. Because a cess and surcharge also apply on the stamp duty, the effective cost is usually a little above the headline percentage.
Registration costs are typically not covered by your home loan, so keep this amount ready as cash. Our advisors help you compute the exact figure for your specific property and handle the registration end to end.
Last reviewed August 2026. Karnataka revised the registration fee from 1% to 2% with effect from 31 August 2025. This is general information, not legal advice — confirm current charges with the Karnataka Department of Stamps & Registration (Kaveri Online) before you budget.
Frequently asked questions
What is the stamp duty in Bangalore, Karnataka?
Indicatively, Karnataka charges around 5% stamp duty on properties above ₹45 lakh, 3% for ₹21–45 lakh, and 2% below ₹20 lakh, plus a registration fee of 2% (revised from 1% with effect from 31 August 2025). A cess and surcharge also apply on the stamp duty. Always confirm current rates on the Kaveri Online portal.
Is stamp duty calculated on the sale price or guidance value?
On whichever is higher. If the government guidance (circle) value of the property exceeds your agreed price, stamp duty is charged on the guidance value.
Can I add stamp duty and registration to my home loan?
Usually not — most lenders fund the property cost only. Keep stamp duty and registration ready as cash on top of your down payment.
Are these charges the same across Karnataka?
Core stamp duty and registration are set at the state level, but cess and surcharge components can vary by local body. Confirm the exact figure for your specific property.
Your Bangalore property, handled by a real agency
Tell us what you need. A dedicated advisor takes it from there — verification, shortlisting, negotiation and closing.