Ready-to-move vs under-construction: which should you buy?

Ready-to-move homes

You see exactly what you're buying and can move in immediately.

• • No waiting and no construction risk.
• • What you see is what you get — actual unit, view and finish.
• • Usually priced higher than under-construction.
• • No GST on ready properties with completion certificate.

Under-construction homes

You buy early, often at a lower price, and wait for possession.

• • Typically lower entry price and flexible payment plans.
• • Potential for appreciation by the time it's ready.
• • Risk of delays — always check the builder's track record and RERA registration.
• • GST applies on under-construction purchases.

Our honest take

If you need to move soon or want zero risk, go ready-to-move. If you're investing for the medium term and the builder has a strong delivery record, under-construction can offer better value. Always verify RERA registration and legal approvals before paying.